• I ‘m single or married with no children so I do not need life insurance.
• I can’t afford life insurance.
• I’m a stay-at-home parent who’s not drawing an income so I don’t need life insurance.
• My beneficiaries will have to pay income taxes on the proceeds from my life insurance policy.
• I don’t need life insurance once my children are adults
• I have an adequate balance in my savings account so I don’t need life insurance.
• If I get a term life insurance policy I can’t convert it to a whole life insurance policy.

Call us today to find out the truth behind these Life Insurance Myths.

1-888-439-9797

Your life insurance should be reviewed at least once a year to compare your changing needs to the benefits available under your current policy.

In addition, your life insurance should be evaluated any time a major event affects your life or the lives of the ones the policy is intended to benefit. These events include...

Things to consider when deciding how much Life Insurance you need...

• Burial Expenses
• Number of Years of Income to be Replaced
• Annual Net Income Needed by Your Family
• Will Your Children Attend College?

• Future One Time Expenses You Want to Fund (i.e. Weddings, Home Improvements, Vehicle, etc.)
• Existing Liquid Assets You Have Available

We also have options for group and individual retirement plans to help provide for the financial future of you and your family.

We offer Individual Retirement Accounts (IRA), Pension & Profit Sharing Plans 401(K), SEP and other tax qualified plans.