• If you're under age 35, chances are one in three that you will be disabled for at least six months during the course of your career.
• Men have a 43% chance of becoming seriously disabled during their working years.
•  Women have a 54% chance.
• At age 42, it is four times more likely that you will become

     seriously disabled

    than that you will

    die during your

    working years.

We offer a wide variety of Major Medical insurance options with plans including a Prescription Drug Card, Physician’s co-payment with no deductible, plans with your choice of deductibles, choice of co-insurance options with high coverage limits and much more.

Whatever your individual or family

needs, give us a call today to

Discuss what Major Medical plans

are right for you.

What would happen if you became sick or were injured? Who would pay the bills and provide for the needs of you and your family?

At D&J Insurance Services, we will work with you to determine the proper amount of Disability income you will need to take care of those you most love in the event you became disabled or too sick to work.

According to a recent survey, most people estimate they have only a 16% chance of becoming disabled during their working years. However...

Individual Major Medical coverage is an insurance policy issued to individuals.

It provides coverage for hospitalizations, physician visits, medical services and supplies, and may cover other items such as prescription drugs.

When purchasing individual major medical coverage, your aim should be to insure yourself and your family against the most serious and financially disastrous losses that can result from an illness or accident.