• Home Care - Care given within a person’s home usually by basic medical care administered by home health nurses.
• Day Program - Programs for adults which provide social interaction, meals and programs. Certain medical services may be provided such as blood pressure checks and assistance in taking medications.
• Senoir Housing - Many communities offer rental apartments intended for older adults. Some senior housing facilities offer meals, transportation, housekeeping and activities
• Assisted Living - These facilities offer staff members to assist in taking medications, bathing, dressing and basic medical care-as well as meals, transportation and housekeeping.
• Nursing Home - 24 hour nursing care for those recovering from injury or illness. Services include rehabilitative therapy and help with ventilators and respirators.

With the enormous amount of changes occurring in the healthcare world, you may find the topic of Medicare and Medicare Supplement Insurance to be complex and confusing.

While it may seem there are more questions than answers, we want to help guide you through the vast and changing world of Medicare.

Give D&J Insurance Services a chance to make the complex more understandable and answer all of your Medicare and Medicare Supplement Insurance questions. Visit our Contact Page and fill out the Information Request form, or simply give us a call.

What do you think when you hear the phrase

“Long-Term Care”?

Chances are you, like most people, think the phrase is only associated with nursing home expenses. However, Long-Term Care involves so much more.

Long-Term Care protection can help pay for...

Nursing Home Expenses

Private Duty Nursing

Home Health Care

Adult Day Care

And Certain Other

Daily Living Expenses

What is Medicare?

Medicare is health insurance for people age 65 or older, under 65 for people with certain disabilities and for all people with End-Stage Renal Disease (ESRD)

What are Medicare Supplements?

Medicare Supplement Plans (also known as Medigap Policies) are sold by private insurers to fill the gaps in Original Medicare Plan coverage.

Parts A, B, C, & D...Which one is Right for Me?

Give us a call and together we will evaluate your situation and help you determine the best choices for your life.